I Rent-to-Own

I Rent-To-Own Real Estate Network

 

I Rent-to-Own
Real Estate Network

Tired of renting?  Find a house to call home - Start Today!  Rent, Rent Option & Rent-to-Own!

Welcome to Our Site...

The I Rent-to-Own Real Estate Network!


The I Rent-to-Own Real Estate Network ("IRTOREN") is a group of investors who are committed to working together to help families find affordable housing.  We are based out of St. Louis, MO.  But offer our services NATIONWIDE.


The type of housing offered through our network are mostly mobile homes.   However, we also can help home seekers find regular housing if certain guidelines are met.  

Here is some helpful information about our Housing Program:


Income: Typically, our tenants are required to have an income which is at least 3 x rent or financing payment.


Transactions: Mobile homes typically are financed in most cases.  We will title a mobile home in a buyer's name and place the investor's name on the title as lien holder.  Once monthly house payments are finished the lien will be removed from title via a "Lien Release".  We also offer straight rent leases; rent-with-option leases as well as rent-to-own but certain conditions and restrictions apply.  We also buy and sell homes.


Term of payment period:  Typically the term of payments is normally 7-to-10 years.  0% interest.  An average house payment is around $350 per month made payable to our investor or investor company.   Note:  If home is located in a mobile home park, then lot rent would be payable to the park.  Lot rent can average between $200 to $400 per month depending on the location.    


Down Payment: Normally $2500.  The range for our down payments may be as low as $1.500 and as high as $5,000 depending on size, location, age and condition of the home.  We do have a Down Payment Savings Program available for anyone who does not have the down payment saved.  Also many people go to charities, churches to get assistance.  There are other organizations that help with down payment assistance. Just ask for details.

Additionally...

Certain Limitations:  There are some limits with regard to how much risk is involved in renting to our tenants.  Of course, we weigh several factors including (but not limited to): income, job history, character background and credit.  We encourage you to apply - even if you have faced past difficulties.


Approval Process:

(1) APPLICATION:  Please complete a Fast Online Application for housing (NO FEE for application / background check)

(2) APPLICATION REVIEW: Upon completion of a background and employment check, you will be called or notified via e-mail of whether your application has been approved (Most applications are approved even with damaged credit and/or minimal criminal background history).

(3) INTERVIEW: (In-Person / Phone / Skype) If the Application is approved, we will need to schedule a housing Interview. For an "In-Person" Interview, we ask you to bring a copy of both your driver’s license, 2 copies of your paycheck stubs and down payment to get started or we will require enrollment in the Down Payment Savings Program.  You may also mail in your documents and down payment in the event your application is approved.

(4) FINAL APPROVAL: If approved upon completing the Interview, we will accept documentation and down payment or your enrollment in the Down Payment Savings Program.

(5) SHOWINGS OF HOMES: Showings of homes may be set up before or after your down payment is made. When down payment is made, or you can prove that you have your down payment, then we will have you view any homes we may already have in stock, homes we may be considering for purchase or we will search for homes (that meets your area, school district, type and size requirements).


Contact us today if you have any questions.  We'd love to hear from you!


I Rent-To-Own Real Estate Network

For More Information, Contact:

314-338-5043

E-Mail: CustomerService

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